NHG Threshold Rises to €470.000 in 2026, Good News for Homebuyers!

Starting January 1, 2026, the NHG threshold, the maximum amount for which a mortgage with NHG (National Mortgage Guarantee) can be taken out, will increase from €450,000 to €470,000. For mortgages including additional energy-saving features, the threshold will be 6% higher, reaching €498,200. The one-time premium for taking out an NHG mortgage will remain 0.4%. […]